The advice sheets below have the latest information on fair trading. If you need more advice call 01753 475111 (Enforcement & Regulatory option).
In the guide
This guidance is for England, Scotland & Wales
The Financial Conduct Authority (FCA) is the regulator for credit and other financial matters, and its website contains a wide range of information for businesses. All businesses carrying out consumer credit activities must be authorised by the FCA.
The FCA is responsible to HM Treasury but is funded by the firms it regulates rather than the government.
Last reviewed / updated: May 2016
This information is intended for guidance; only the courts can give an authoritative interpretation of the law.
The guide's 'Key legislation' links may only show the original version of the legislation, although some amending legislation is linked to separately where it is directly related to the content of a guide. Information on amendments to UK legislation can be found on each link's 'More Resources' tab; amendments to EU legislation are usually incorporated into the text.