At risk of homelessness

If you are struggling to pay for your current home

You may be able to get financial support to help with housing costs.

Check if you can get benefits

You may be entitled to benefits that can help with your rent or living costs.

You can:

You may also be able to apply for a Discretionary Housing Payment to help with rent or housing costs.

Help with budgeting and money problems

If you need help managing your money, you can get free advice from:

  • Citizens Advice - guidance on creating a household budget and managing finances
  • MoneyHelper - support if you are facing money problems

If you are struggling to pay rent

If you fall behind with rent payments, this is called rent arrears.

It is important to deal with rent arrears as soon as possible. If arrears continue to increase, this could lead to eviction.

In some cases, eviction due to rent arrears may also affect your ability to access council or social housing.

If you rent from a private landlord

Contact your landlord as soon as possible to discuss your situation.

You may be able to agree a payment plan or temporary arrangement.

The Shelter website provides guidance on how to deal with rent arrears and speak to your landlord.

If you rent from the council

In some cases, eviction due to rent arrears may also affect your ability to access council or social housing.

Contact the council to discuss a repayment plan.

Consider other housing options

If your current property is no longer affordable, we may be able to help you consider other housing options, such as:

  • downsizing to a smaller property
  • finding cheaper accommodation

Contact us to discuss the options available to you.