Paying for care in your own home

Financial assessment of your weekly contribution

Following an assessment of your care and support needs, we will also carry out a financial assessment. This is to calculate how much you will have to pay towards the cost of your care. You will be contacted by one of our financial assessment and benefits officers, to calculate how much you will have to pay towards the cost of your care.

You, or your representative, will be asked to provide details and evidence of your income, savings, and property. During your financial assessment it may be identified that you are eligible for additional benefits.

The financial assessment and benefits officer can carry out a benefits check to see what you are entitled to, and can help you with applying for these benefits.

If there is a delay in you providing us with all the financial information we need (for example, if you are waiting to hear from the Department for Work and Pensions), we will give you an estimate of your charge and will tell you what the actual charge is when you supply us with the final details.

It is important that the information you give us is true and accurate to the best of your knowledge. It is an offence to give information which you know to be false in order to avoid liability for the cost of your care.

Information about you

All information we hold about you will be treated as confidential and will only be disclosed with your consent. The information will be held in accordance with the Data Protection Act 2018.

If you do not want to disclose your financial circumstances

If you do not want to disclose your financial circumstances, you will be deemed to have accepted responsibility to pay for the full weekly cost of your care and support.

Qualifying for financial support from the council

If you have more than £23,250 in savings/capital, you will be responsible for the full cost of your care. If this later reduces to £23,250, you can then apply for financial support from the council.

If your savings/capital are less than (or equal to) £23,250, we will work out how much you will have to pay towards the cost of your care.

The value of your main home will not be taken into account.

If you are assessed as being able to afford to pay for the care and support that you need, we can still help you with planning, arranging, and managing your support if you can’t do this on your own and you don’t have anyone else to help you. We make an annual charge for arranging and managing your care and support at home. The annual charge is currently £150 per year with effect from 1 April 2019, and is reviewed annually.