Paying for residential or nursing home care

Qualifying for financial support from the council

If you have more than £23,250 in savings/capital, you will be responsible for the full cost of your care. If this later reduces to £23,250, you can then apply for financial support initially from the council in whose area the care home is situated.

If your savings/capital are less than (or equal to) £23,250, we will work out how much you will have to pay towards the cost of your care. How we calculate this is explained in more detail in the section below on ‘How do we work out what you have to pay?’

The value of your home will normally be included as part of your capital. The treatment of your home is explained in more detail in the section below on ‘Your home’.

Please note: the value of your home is not taken into account, if it is planned that you will be going into the care home on a short stay basis, and that you will return to your own home in due course.